HomeBusiness RegistrationISNP Approval
Secure Consultation

Insurance Self-Network Platform (ISNP) Approval (IRDAI)

An Insurance Self-Network Platform (ISNP) allows insurers, insurance intermediaries, and approved entities to sell insurance directly through their own digital platform without IRDAI's separate approval for each online product. It is governed by IRDAI's guidelines on ISNP.

4.8/5
Reviewed byInsurance and regulatory compliance expertUpdated May 5 2026, 02:30 PM
Professional Fees
Loading...+ IRDAI Application Fees
Estimated Time
30-60Working Days
IRDAI ISNP application filing and document review
Platform compliance audit support
Digital payment gateway integration advisory
Cybersecurity and data privacy compliance
Ongoing IRDAI reporting support
View Packages
Loading form...
TRUSTED BY 500K+ CLIENTS
HDFC BankRazorpayICICI BankAmazonFlipkartSwiggyZomatoHDFC BankRazorpayICICI BankAmazonFlipkartSwiggyZomato

ISNP Approval Overview

An Insurance Self-Network Platform (ISNP) allows insurers, insurance intermediaries, and approved entities to sell insurance directly through their own digital platform without IRDAI's separate approval for each online product. It is governed by IRDAI's guidelines on ISNP.

Our team helps with eligibility checks, document collection, application preparation, filing, and follow-up support so the process stays clear from start to finish.

Eligibility & Requirements

Only registered insurers or licensed insurance intermediaries (Brokers, Corporate Agents, Web Aggregators) can apply.
Must have a robust IT infrastructure compliant with IRDAI’s ISNP guidelines.
Must undergo an ISNP IT security audit by a CERT-In empanelled auditor.

Types and Coverage

1

ISNP Approval

Permission to sell and service insurance policies purely through a digital/e-commerce platform.

Benefits

1

Direct Online Sales

Sell insurance directly through your digital platform without third-party aggregator.

2

Customer Data Control

Maintain your own customer data and policy database on your platform.

3

Cost Efficiency

Reduce distribution costs with a self-owned digital sales channel.

4

Brand Building

Build your own insurance brand experience for customers.

Fees

Professional fee starts atLoading...
Government fees+ IRDAI Application Fees

Timeline

Estimated completion30-60 Working Days

Documents Required

  • Certificate of Incorporation of the applicant entity
  • Existing IRDAI licence (broker / corporate agent / insurer)
  • ISNP platform technical architecture documentation
  • Cybersecurity audit report from CERT-IN empanelled auditor
  • Data privacy policy and security measures document
  • Board resolution for ISNP application
  • Details of customer grievance redressal mechanism on the platform

Process

Step 1

Entity Must Have IRDAI Licence

Step 2

Build ISNP Platform

Step 3

Cybersecurity Audit

Step 4

Prepare Application

Step 5

Submit to IRDAI

Step 6

IRDAI Review

Step 7

ISNP Approval

Step 8

Launch Platform

Why Veagle Space?

Verified
Professionals
Clear
Timelines
Transparent
Pricing
Document-led
Process

Frequently Asked Questions

Can a new startup apply for ISNP directly?

No, you must first obtain an intermediary license (like a Broker or Web Aggregator) before applying for an ISNP.

Testimonials

What our Customers Say

Related Links

Other Important Pages Related to Business Registration